{"id":18474,"date":"2025-04-01T05:14:12","date_gmt":"2025-04-01T03:14:12","guid":{"rendered":"https:\/\/bfg.pl\/?post_type=faq&#038;p=18474"},"modified":"2025-05-21T11:23:50","modified_gmt":"2025-05-21T09:23:50","slug":"what-happens-to-funds-in-excess-of-the-amount-guaranteed-by-bfg-can-they-be-recovered","status":"publish","type":"faq","link":"https:\/\/bfg.pl\/en\/faq\/what-happens-to-funds-in-excess-of-the-amount-guaranteed-by-bfg-can-they-be-recovered\/","title":{"rendered":"What happens to funds in excess of the amount guaranteed by BFG? Can they be recovered?"},"content":{"rendered":"<p>The funds in excess of the BFG coverage limit constitute depositors\u2019 claims against a bank or credit union. Following a declaration of bankruptcy, depositors are entitled to pursue their claims under the general rules of the<em>\u00a0Bankruptcy and Reorganisation Law<\/em>. Those funds constitute depositors\u2019 claims against the bankruptcy estate of a bank or credit union. The depositors should then submit their claims to a judge-commissioner within the timeframe referred to in the court decision to declare bankruptcy of the relevant bank or credit union.<\/p>\n","protected":false},"template":"","format":"standard","class_list":["post-18474","faq","type-faq","status-publish","format-standard","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/faq\/18474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/faq"}],"about":[{"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/types\/faq"}],"wp:attachment":[{"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/media?parent=18474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}