{"id":19124,"date":"2025-04-24T12:57:00","date_gmt":"2025-04-24T10:57:00","guid":{"rendered":"https:\/\/bfg.pl\/mapa-witryny\/"},"modified":"2025-04-24T13:21:15","modified_gmt":"2025-04-24T11:21:15","slug":"mapa-witryny","status":"publish","type":"page","link":"https:\/\/bfg.pl\/en\/mapa-witryny\/","title":{"rendered":"Sitemap"},"content":{"rendered":"    <div class=\"custom-sitemap-accordion\">\n\n        <!-- 1. Strony -->\n        <div class=\"accordion-item\">\n            <button class=\"accordion-toggle\">Strony<\/button>\n            <div class=\"accordion-content\">\n                <ul><li><a href=\"https:\/\/bfg.pl\/en\/sytuacja-w-sektorze-bankowym\/\">Banking Sector Reports<\/a> <small>(2025-07-04)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/site-search\/\">Search<\/a> <small>(2025-06-03)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-of-ccp\/\">Resolution of CCP<\/a> <small>(2025-06-02)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/safe-bank-journal1\/\">Safe Bank Journal<\/a> <small>(2025-05-20)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/raporty-roczne\/\">Annual Reports<\/a> <small>(2025-05-16)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/mrel-methodology\/\">MREL Methodology<\/a> <small>(2025-05-15)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/\">Home page<\/a> <small>(2025-05-09)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/news\/\">News<\/a> <small>(2025-05-08)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-tools\/\">Resolution tools<\/a> <small>(2025-05-07)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/cookies-policy\/\">Cookies policy<\/a> <small>(2025-05-06)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/mapa-witryny\/\">Sitemap<\/a> <small>(2025-04-24)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/strategia-2030\/\">Strategia 2030<\/a> <small>(2025-03-07)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/what-is-insurance-company-resolution\/\">What is insurance company resolution?<\/a> <small>(2025-01-13)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/legal-acts-and-other-documents\/\">Legal acts and other documents<\/a> <small>(2025-01-08)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/critical-functions-of-insurance-companies\/\">Critical functions of insurance companies<\/a> <small>(2024-11-05)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/legal-acts\/\">Legal acts<\/a> <small>(2024-07-17)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/tasks-of-the-fund-and-the-resolution-college\/\">Tasks of the Fund and the resolution college<\/a> <small>(2024-07-17)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/ccp-resolution-objectives\/\">CCP resolution objectives<\/a> <small>(2024-07-17)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/the-rationale-for-triggering-resolution-in-insurance-companies\/\">The rationale for triggering resolution in insurance companies<\/a> <small>(2024-04-24)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/bgf-conference-2024\/\">BGF Conference 2024<\/a> <small>(2024-03-20)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-a-tool-to-manage-the-risk-of-uncontrolled-failures-of-insurance-companies\/\">Insurance sector<\/a> <small>(2024-03-19)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-planning-in-insurance-companies\/\">Resolution planning in insurance companies<\/a> <small>(2024-03-19)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-tools-for-insurance-companies\/\">Resolution tools for insurance companies<\/a> <small>(2024-03-19)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-objectives-for-insurance-companies\/\">Resolution objectives for insurance companies<\/a> <small>(2024-03-19)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/maciej-szczesny\/\">Maciej Szcz\u0119sny<\/a> <small>(2024-01-22)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-of-getin-noble-bank-s-a\/\">Resolution of Getin Noble Bank S.A.<\/a> <small>(2023-06-30)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/\">About Us<\/a> <small>(2022-10-25)<\/small><ul><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/legislation\/\">Legislation<\/a> <small>(2025-05-16)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/international-cooperation\/\">International cooperation<\/a> <small>(2025-05-16)<\/small><ul><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/international-cooperation\/core-principles-for-effective-deposit-insurance-systems\/\">Core Principles for Effective Deposit Insurance Systems<\/a> <small>(2025-05-16)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/international-cooperation\/iadi-membership\/\">IADI membership<\/a> <small>(2025-05-16)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/international-cooperation\/efdi-cooperation-agreement\/\">EFDI Cooperation Agreement<\/a> <small>(2025-05-16)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/international-cooperation\/efdi-membership\/\">EFDI membership<\/a> <small>(2025-05-16)<\/small><\/li><\/ul><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/bfg-council\/\">BFG Council<\/a> <small>(2025-05-16)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/strategia-2030-2\/\">Strategy 2030<\/a> <small>(2025-05-16)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/management-board\/\">Management Board<\/a> <small>(2025-05-16)<\/small><ul><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/management-board\/krzysztof_budzich\/\">Krzysztof Budzich<\/a> <small>(2025-05-16)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/management-board\/maciej_szczesny\/\">Maciej Szcz\u0119sny<\/a> <small>(2024-09-27)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/about-us\/management-board\/tomasz-obal\/\">Tomasz Obal<\/a> <small>(2024-05-22)<\/small><\/li><\/ul><\/li><\/ul><\/li><li><a href=\"https:\/\/bfg.pl\/en\/przeprowadzenie-przez-uprawniony-podmiot-badania-sprawozdan-finansowych-bankowego-funduszu-gwarancyjnego-za-lata-2020-2021\/\">Przeprowadzenie przez uprawniony podmiot badania sprawozda\u0144 finansowych Bankowego Funduszu Gwarancyjnego za lata 2020-2021<\/a> <small>(2022-10-25)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/contact\/\">Contact<\/a> <small>(2022-10-25)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-of-idea-bank-s-a\/\">Resolution of Idea Bank S.A.<\/a> <small>(2021-12-21)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-of-podkarpacki-bank-spoldzielczy-w-sanoku\/\">Resolution of Podkarpacki Bank Sp\u00f3\u0142dzielczy w Sanoku<\/a> <small>(2021-12-15)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-of-bank-spoldzielczy-w-przemkowie\/\">Resolution of Bank Sp\u00f3\u0142dzielczy w Przemkowie<\/a> <small>(2021-12-15)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/for-depositors\/\">Deposit Guarantee<\/a> <small>(2019-03-06)<\/small><ul><li><a href=\"https:\/\/bfg.pl\/en\/for-depositors\/frequently-asked-questions\/\">Frequently Asked Questions<\/a> <small>(2025-05-21)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/for-depositors\/entities-covered-by-guarantees\/\">Entities Covered by Guarantees<\/a> <small>(2023-07-07)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/for-depositors\/ongoing-payouts\/\">Ongoing payouts<\/a> <small>(2023-06-14)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/for-depositors\/deposit-guarantee-principles\/\">Deposit Guarantee Principles<\/a> <small>(2022-10-25)<\/small><ul><li><a href=\"https:\/\/bfg.pl\/en\/for-depositors\/deposit-guarantee-principles\/scope-of-deposit-coverage\/\">Scope of Deposit Coverage<\/a> <small>(2019-03-06)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/for-depositors\/deposit-guarantee-principles\/coverage-level\/\">Coverage Level<\/a> <small>(2019-03-06)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/for-depositors\/deposit-guarantee-principles\/material-scope\/\">Material Scope<\/a> <small>(2019-03-06)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/for-depositors\/deposit-guarantee-principles\/other-rules-for-deposit-guarantee\/\">Other Rules for Deposit Guarantee<\/a> <small>(2019-02-19)<\/small><\/li><\/ul><\/li><\/ul><\/li><li><a href=\"https:\/\/bfg.pl\/en\/privacy-policy\/\">Privacy policy<\/a> <small>(2019-02-20)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/disclaimer\/\">Disclaimer<\/a> <small>(2019-02-20)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution\/\">Resolution<\/a> <small>(2019-02-19)<\/small><ul><li><a href=\"https:\/\/bfg.pl\/en\/resolution\/resolution-in-questions-and-answers\/\">Resolution in questions and answers<\/a> <small>(2019-02-20)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution\/information-obligations\/\">Information obligations<\/a> <small>(2019-02-19)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution\/protection-of-creditors\/\">Protection of creditors<\/a> <small>(2019-02-19)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution\/asset-separation-tool\/\">Asset separation tool<\/a> <small>(2019-02-19)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution\/write-down-or-conversion-of-liabilities\/\">Write down or conversion of liabilities<\/a> <small>(2019-02-19)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution\/bridge-institution-tool\/\">Bridge institution tool<\/a> <small>(2019-02-19)<\/small><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution\/sale-of-business-tool\/\">Sale of business tool<\/a> <small>(2019-02-19)<\/small><\/li><\/ul><\/li><\/ul>            <\/div>\n        <\/div>\n\n        <!-- 2. Aktualno\u015bci -->\n        <div class=\"accordion-item\">\n            <button class=\"accordion-toggle\">Aktualno\u015bci<\/button>\n            <div class=\"accordion-content\">\n                <div class=\"accordion-subitem\"><button class=\"accordion-subtoggle\">News<\/button><div class=\"accordion-subcontent\"><ul><li><a href=\"https:\/\/bfg.pl\/en\/strategy-2030-we-enhance-the-bfg-to-safeguard-depositors-savings\/\">Strategy 2030. We enhance the BFG to safeguard depositors&#8217; savings<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/call-for-papers-thematic-issue-on-cryptoassets\/\">Call for papers: Safe Bank (Bezpieczny Bank) Journal is dedicating an issue to crypto assets<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/bfg-sets-banks-2025-contributions-at-pln-2706-million\/\">BGF sets banks\u2019 2025 contributions at PLN 2,706 million<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/bgf-information-on-the-cjeu-judgment-in-case-c-118-23-getin-holding-and-others\/\">BGF Information on the CJEU Judgment in Case C-118\/23 (Getin Holding and Others)<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/the-bank-guarantee-fund-signs-mou-with-the-korea-deposit-insurance-corporation-kdic\/\">The Bank Guarantee Fund Signs MoU with the Korea Deposit Insurance Corporation (KDIC)<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/information-on-the-sale-of-100-of-velobank-s-a-shares\/\">Information on the sale of 100% of VeloBank S.A. shares<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/information-on-preliminary-agreement-to-sell-shares-of-velobank-s-a\/\">Information on preliminary agreement to sell shares of VeloBank S.A.<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/bfg-conference-crisis-management-in-the-financial-system-stairway-to-heaven-or-highway-to-hell-update\/\">BFG Conference \u201cCrisis management in the financial system \u2013 stairway to heaven or highway to hell?\u201d \u2013 UPDATE<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/update-on-the-sale-process-of-velobank-s-a\/\">Update on the sale process of VeloBank S.A.<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/bfg-launches-the-sale-process-of-velobank-s-a\/\">BFG launches the sale process of VeloBank S.A.<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/resolution-of-getin-noble-bank-s-a\/\">Resolution of Getin Noble Bank S.A.<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/the-bank-guarantee-fund-signed-mou-with-its-ukrainian-counterpart\/\">The Bank Guarantee Fund signed MoU with its Ukrainian counterpart<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/mrel-methodology\/\">MREL Methodology<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/bfg-president-in-the-iadi-strategic-planning-working-group\/\">BFG President in the IADI Strategic Planning Working Group<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/the-act-on-the-bank-guarantee-fund-deposit-guarantee-scheme-and-resolution-entered-into-force\/\">The Act on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution entered into force<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/payouts-of-guaranteed-funds-in-years-2014-2017-and-the-size-of-the-bfg-funds\/\">Payouts of guaranteed funds in years 2014-2017 and the size of the BFG funds<\/a><\/li><\/ul><\/div><\/div><div class=\"accordion-subitem\"><button class=\"accordion-subtoggle\">Uncategorized<\/button><div class=\"accordion-subcontent\"><ul><li><a href=\"https:\/\/bfg.pl\/en\/bgf-information-on-the-cjeu-judgment-in-case-c-118-23-getin-holding-and-others\/\">BGF Information on the CJEU Judgment in Case C-118\/23 (Getin Holding and Others)<\/a><\/li><\/ul><\/div><\/div>            <\/div>\n        <\/div>\n\n        <!-- 3. Oferty pracy -->\n        <div class=\"accordion-item\">\n            <button class=\"accordion-toggle\">Oferty pracy<\/button>\n            <div class=\"accordion-content\">\n                <p>Brak ofert pracy.<\/p>            <\/div>\n        <\/div>\n\n        <!-- 4. FAQ -->\n        <div class=\"accordion-item\">\n            <button class=\"accordion-toggle\">FAQ<\/button>\n            <div class=\"accordion-content\">\n                <ul><li><a href=\"https:\/\/bfg.pl\/en\/faq\/are-all-deposit-type-products-that-are-available-at-the-respective-bank-or-credit-union-covered-by-the-bfg-guarantee\/\">Are all deposit-type products that are available at the respective bank or credit union covered by the BFG guarantee?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/are-banks-whose-head-offices-are-located-outside-the-territory-of-the-republic-of-poland-covered-by-the-bfg-guarantee\/\">Are banks whose head offices are located outside the territory of the Republic of Poland covered by the BFG guarantee?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/are-funds-deposited-in-entities-that-hold-no-authorisation-of-the-polish-financial-supervision-authority-to-perform-banking-activity-covered-by-the-deposit-guarantee-system\/\">Are funds deposited in entities that hold no authorisation of the Polish Financial Supervision Authority to perform banking activity covered by the deposit guarantee system?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/are-funds-paid-as-contributions-and-interest-guaranteed\/\">Are funds paid as contributions and interest guaranteed?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/are-joint-accounts-covered-by-the-bfg-guarantee\/\">Are joint accounts covered by the BFG guarantee?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/are-the-funds-held-in-accounts-maintained-in-a-currency-other-than-pln-covered-by-the-guarantee\/\">Are the funds held in accounts maintained in a currency other than PLN covered by the guarantee?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/can-a-minor-be-a-depositor\/\">Can a minor be a depositor?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/does-a-married-couples-joint-conjugal-ownership-affect-the-coverage-level-of-the-guarantee\/\">Does a married couple\u2019s joint conjugal ownership affect the coverage level of the guarantee?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/does-the-guarantee-limit-apply-to-one-account-or-to-all-accounts-of-a-depositor-in-the-respective-bank-or-credit-union\/\">Does the guarantee limit apply to one account or to all accounts of a depositor in the respective bank or credit union?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/how-are-depositors-informed-that-the-reimbursement-of-guaranteed-deposits-has-commenced\/\">How are depositors informed that the reimbursement of guaranteed deposits has commenced?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/how-can-depositors-collect-their-due-guaranteed-deposits\/\">How can depositors collect their due guaranteed deposits?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/is-it-possible-to-collect-guaranteed-deposits-after-the-reimbursement-period-is-over\/\">Is it possible to collect guaranteed deposits after the reimbursement period is over?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/is-the-interest-on-deposits-covered-by-the-bfg-guarantee\/\">Is the interest on deposits covered by the BFG guarantee?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/what-does-the-guaranteed-deposit-reimbursement-process-look-like\/\">What does the guaranteed deposit reimbursement process look like?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/what-exchange-rate-is-applied-in-calculating-the-pln-value-of-the-coverage-limit-of-eur-100000\/\">What exchange rate is applied in calculating the PLN value of the coverage limit of EUR 100,000?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/what-happens-to-funds-in-excess-of-the-amount-guaranteed-by-bfg-can-they-be-recovered\/\">What happens to funds in excess of the amount guaranteed by BFG? Can they be recovered?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/what-is-guaranteed\/\">What is guaranteed?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/what-qualifies-as-the-day-of-fulfilment-of-the-guarantee-condition\/\">What qualifies as the day of fulfilment of the guarantee condition?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/when-does-the-polish-financial-supervision-authority-take-the-decision-to-suspend-the-operations-of-a-bank-or-credit-union\/\">When does the Polish Financial Supervision Authority take the decision to suspend the operations of a bank or credit union?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/which-entities-participate-in-the-polish-deposit-guarantee-scheme\/\">Which entities participate in the Polish deposit guarantee scheme?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/who-is-a-depositor\/\">Who is a depositor?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/who-is-entitled-to-guaranteed-funds-in-the-case-of-a-trust-account\/\">Who is entitled to guaranteed funds in the case of a trust account?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/who-is-entitled-to-guaranteed-funds-in-the-event-of-a-trust-account\/\">Who is entitled to guaranteed funds in the event of a trust account?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/whose-deposits-are-not-covered\/\">Whose deposits are not covered?<\/a><\/li><li><a href=\"https:\/\/bfg.pl\/en\/faq\/within-what-timeframe-can-guaranteed-deposits-be-collected\/\">Within what timeframe can guaranteed deposits be collected?<\/a><\/li><\/ul>            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <style>\n    .custom-sitemap-accordion .accordion-toggle,\n    .custom-sitemap-accordion .accordion-subtoggle {\n        display: block;\n        width: 100%;\n        padding: 0.6em 1em;\n        text-align: left;\n        font-weight: bold;\n        background: #f0f0f0;\n        border: none;\n        cursor: pointer;\n        margin-bottom: 0.2em;\n    }\n\n    .custom-sitemap-accordion .accordion-content,\n    .custom-sitemap-accordion .accordion-subcontent {\n        display: none;\n        padding: 0.5em 1em;\n        background: #fafafa;\n    }\n\n    .custom-sitemap-accordion ul {\n        margin: 0;\n        padding-left: 1.2em;\n    }\n\n    .accordion-subitem {\n        margin-left: 1em;\n    }\n    <\/style>\n\n    <script>\n    document.addEventListener('DOMContentLoaded', function () {\n        document.querySelectorAll('.accordion-toggle').forEach(button => {\n            button.addEventListener('click', function () {\n                const content = this.nextElementSibling;\n                this.classList.toggle('active');\n                content.style.display = content.style.display === 'block' ? 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