{"id":1924,"date":"2019-02-19T13:51:16","date_gmt":"2019-02-19T12:51:16","guid":{"rendered":"https:\/\/bfg.pl\/?page_id=1924"},"modified":"2019-03-06T20:20:00","modified_gmt":"2019-03-06T19:20:00","slug":"scope-of-deposit-coverage","status":"publish","type":"page","link":"https:\/\/bfg.pl\/en\/for-depositors\/deposit-guarantee-principles\/scope-of-deposit-coverage\/","title":{"rendered":"Scope of Deposit Coverage"},"content":{"rendered":"<p>Funds and claims of <strong>natural persons<\/strong> are covered, as well as:<\/p>\n<p>in the event of a bank or a branch of a foreign bank &#8211; funds and claims of the following are covered:<\/p>\n<ul>\n<li>natural persons,<\/li>\n<li>organisational units without separate legal personality, but possessing legal capacity under a separate Act,<\/li>\n<li>school savings associations,<\/li>\n<li>employee assistance-and-loan associations<\/li>\n<li>parent&#8217;s councils.<\/li>\n<\/ul>\n<p>in the event of a cooperative savings and credit union:<\/p>\n<ul>\n<li>NGOs under the Act on Public Service Activity and Volunteering.<\/li>\n<li>organisational units of a church or religious organisation which are legal persons,<\/li>\n<li>cooperatives,<\/li>\n<li>trade unions,<\/li>\n<li>tenants\u2019 communities,<\/li>\n<\/ul>\n<p>The funds and claims held in the name of the following are not covered:<\/p>\n<ul>\n<li>the State Treasury,<\/li>\n<li>Narodowy Bank Polski (National Bank of Poland),<\/li>\n<li>banks, foreign banks and credit institutions within the meaning of the Act &#8211; Banking Law,<\/li>\n<li>cooperative savings and credit unions (deposits made by these institutions within their own sector), National Association of Cooperative Savings and Credit Unions,<\/li>\n<li>financial institutions within the meaning of Regulation 575\/2013 on prudential requirements for credit institutions and investment firms and amending Regulation (EU) No 648\/2012,<\/li>\n<li>investment firms within the meaning of Regulation 575\/2013,<\/li>\n<li>persons and bodies unidentified by a bank, cooperative savings and credit union or a branch of a foreign bank, as the case may be,<\/li>\n<li>insurance and reinsurance undertakings,<\/li>\n<li>investment funds and investment funds companies,<\/li>\n<li>pension funds and pension companies,<\/li>\n<li>local government units,<\/li>\n<li>public authorities of other countries.<\/li>\n<\/ul>\n<p>Article 22 paragraph 1 of the Act on the Bank Guarantee Fund, Deposit Guarantee Scheme and Resolution of 10 June 2016 details out a specific catalogue of exceptions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Funds and claims of natural persons are covered, as well as: in the event of a bank or a branch of a foreign bank &#8211; funds and claims of the following are covered: natural persons, organisational units without separate legal personality, but possessing legal capacity under a separate Act, school savings associations, employee assistance-and-loan associations [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1922,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-1924","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/pages\/1924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/comments?post=1924"}],"version-history":[{"count":0,"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/pages\/1924\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/pages\/1922"}],"wp:attachment":[{"href":"https:\/\/bfg.pl\/en\/wp-json\/wp\/v2\/media?parent=1924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}